2020. Where does one even begin? What with a global pandemic that’s left nearly 2 million people (and counting) dead; schizophrenic financial markets; rioting in the streets across the U.S.; a polarized citizenry; and a perpetual, excruciating showcase of our collective idiocy, 2020 is, for the imaginable future, the manifest definition of what a shitty year can truly be.

HOW LOW CAN YOU GO?

And yet, amid this atrocious, appalling train wreck I, quite paradoxically, ended up having one of the best years of my life. Which feels like a very bizarre and outlandish thing to say, particularly as the toxic chaos continues to swirl about us in unbridled abandon. Can this actually be true, or is this some deranged strain of Pollyannaism born of my overly optimistic disposition? Let’s take a closer look.

Assuredly, on a personal level, one reason why I didn’t perceive 2020 as such colossal nightmare is because 2019 actually was. I won’t belabor the details as they’ve been exhaustively documented in a prior article, but suffice it to say that 2019, my first full year in retirement was oddly, though unequivocally, the worst year of my life. So, the bar coming into 2020 was set extraordinarily low.

IF YOU DON’T KNOW WHAT YOU WANT, YOU END UP WITH A LOT THAT YOU DON’T

Coming off the putrescence of 2019, I was determined to personally have a far better year, I committed to 5 broad goals: Move, Create, Relax, Adventure & Serve. Let’s examine 2020 in the context of these to garner some understanding of my assessment.

MOVE – This goal was pretty straightforward – to finally relocate out of Southern California to the new place in the Washington countryside. Despite over a year of BS with builders, buyers, county departments, and lawyers, I finally hit escape velocity and on February 24th officially made it to my new home.

About 21 days later, the COVID situation hit its stride and began its campaign of decimation with lock-downs and attendant panic occurring concurrently. We, literally, had escaped just in time! We left an area that, as of this writing, has become the U.S. COVID epicenter with over 2.5 million cases. For perspective, my current county has had a total of 172 cases this year.

Furthermore, having the luxury of acreage means that isolation does not feel particularly isolating. I can still hike, work on the place, and recreate with no problems whatsoever. Overall, the impact of a year of lockdown has been, on a day-to-day basis, negligible. And for that, I am deeply, deeply grateful.

CREATE – In January, I declared that “Creativity” would be the theme for my year. I finally had some dedicated space in the new studio for my music and writing endeavors. If only I had known. As it turns out, quarantine-engendered solitude can be a wondrous catalyst for creative productivity. Also, my Working Muse Project was a massive way for me to get a focused jump-start. As a result, 2020 has been, hand’s down, the most creatively rewarding of my life.

After some fear-related ass-dragging, my new music project gained some degree of traction and then transformed itself into a real multi-member band (article forthcoming). While I hope there are still music venues to perform at after things settle down, it’s been incredibly invigorating to make original music with others, even if it’s being done virtually at the moment. Furthermore, my former band released retrospective recordings and we hope to record one last song together next year.

Outside of music, my writing here at Fates continued. On the fiction front, I enrolled in a fantastic writing class that enhanced my abilities and became the impetus to write a few short stories. Last, and most exciting of all, was the return of “King Ink”, with my writing published in print in the UK’s Big Issue magazine and the official interest in publishing an actual book! Overall, 2020 was a stellar year for all things creative.

RELAX – This goal began with a rocky start, but was, ultimately, achieved. Since retiring in 2018, I’ve been insanely busy and incredibly distracted as I have shared previously and never really felt “retired” until about 3 months ago. The balance of this year was consumed by moving and then settling. Getting nested, acquiring furnishings, yard work, house painting and all the other related activity was pretty much non-stop. I always had some massive project or domestic concern looming large which prevented me from truly relaxing. On October 15th, I declared myself “officially retired” as defined by the fact that all big “one & done” projects were completed. After 2 years of constant work, it was nice to finally be able to relax and enjoy.

ADVENTURE – Given a global pandemic, I did not have many of the adventures I had envisioned like traveling internationally and locally exploring the geography of our new and beautiful environs. That being the case, I still tried to get out there as much as I possibly could. I was able to do a bunch of killer hikes within a 60 mile radius as well as kayak and fish at some of the over 70 lakes in the area. It would have been preferable to enjoy these experiences with others, but needs must as they say. I also had a few adventures with new friends at weekly board game sessions as well as a camping trip & some river sailing. It really was nice to forge new bonds with great people locally.

I did take one “vacation” in 2020, the first in over 2 years – affectionately referred to as “My Holiday in Hell.” Nevertheless, it was great to see friends and have an adventure worth writing about even if I’d prefer not to experience it again. Also, I began planning some upcoming travel adventures to Japan, New Zealand and a kayak fishing trip to Baja, Mexico. While these may or may not be deferred to 2022 depending on how things progress, it’s still been fun planning, getting excited, and having something to look forward to.

SERVE – I had grand designs to volunteer at the local cat sanctuary, but that was scuttled by the quarantines. In fact, I was unable to find any local volunteer opportunities, but hopefully I’ll have the chance in the not too distant future. The pandemic also prevented me from getting my social enterprise back up and running. That said, I did find opportunities closer to home. Be that in the form of helping aging parents with shopping and chores, or simply being a kick-ass cat butler, it still was nice to serve others in some capacity.

So, in considering all the above, it was, despite all the trauma, uncertainty, and shit in the world, a pretty spectacular year on the personal front. In addition, like it was for many other investors, 2020 was a record year financially and provided a massive lead in my goal to grow, not deplete, wealth during retirement.

THERE’S A WORLD OUTSIDE

While things, on the whole, were pretty great, there certainly were some less than stellar moments. Isolation is, indeed, the poison you cannot taste and, in all candor, I had many days characterized by existential malaise or outright depression. The world outside could be a very dismal and exceedingly bleak place. It was disheartening, tragic and agonizing to observe some of the worst actions and behavior that Homo sapiens has to offer, thereby unnecessarily worsening an already monstrous situation.

However, when these dark and odious moments colluded to suffocate my optimism, I looked to the beacons of hope: front-line healthcare and other essential workers who labor tirelessly and selflessly to help others; scientists and researchers hell-bent on producing a vaccine in a legitimately miraculous timeframe; people openly defending the rights of all citizens; and the active repudiation of ignorance, ideological malignancy, and aggrandizement to bring me solace and renew my hope.

OUT WITH THE OLD AND IN WITH THE NEW!

I think we’re all pretty exhausted by 2020, even those of us who personally had a banner year. With the exception of moving, I’ve decided to keep precisely the same goals in 2021 as they remain relevant and worthy areas of focus. Hopefully, I can capitalize on the momentum and grow from strength-to-strength.

For all of us, I am also hopeful for and excited by the prospect of healing – physically, psychically and socially. I am bolstered by visions of a return to a semblance of normalcy. I don’t expect it will be a short or necessarily easy road back, but we will certainly get there. So with that – let’s cast our gaze to the glorious phoenix rising from the ashes of this 2020 dumpster fire and allow ourselves a smile.

Happy New Year and here’s to a spectacular 2021!

HOW ABOUT YOU?

How was your 2020? Were you able to accomplish any of your goals? Did you substitute any new ones along the way? What did you learn? What are you most grateful for? As always, I’d love to hear from you.

16 Replies to “IT’S THE END OF THE WORLD AS WE KNOW IT & I FEEL FI

  1. KellyM

    Another inspiring post. I’ve just finally laid out the broad strokes of my own goals for 2021 and, as I’m currently unemployed and living with the parentals, they seem extremely daunting. But I’m pushing forward nonetheless- with all the vigor and optimism that January brings- and will happily use all of the inspiration I can collect.
    I had to laugh as you touched on the solo fishing and hiking you endured, as I’m keenly aware I’m nowhere near your contemporary in those areas, and probably left you rolling your eyes much more than you hoped/expected. Regardless, I had a great summer at Camp Fate and Family and would do it all again!

    • Mr. Fate

      Well hey there! Welcome to 2021 and here’s to you achieving all you set out to accomplish this year. Glad you’re fired up and inspired!

      Camp Fate is always open btw!

  2. Impersonal Finances

    Reading this (in the similarly shut down Bay Area) makes me long for some acreage myself. Congrats on getting settled into an enviable setting. 2021 hasn’t been a picnic for a lot of the same reasons as 2020, but there’s only so much we as individuals can do. Take care of ourselves, be decent to people, and… that’s about it. Here’s to better days and years ahead!

    • Mr. Fate

      Hey IF – Thanks for stopping by. Yep, we’re definitely grateful to be where we gots us some elbow room. It would be tough to still be down there.

      Yeah, I mentally expected to excise January from 2021 and, wow, I was right on that. Anywho, very hopeful that thing will get on the mend moving forward. Hang in and stay safe down there.

  3. Katie Camel

    What a great year you had! I love how broad your goals are and think I’ll try that. I generally go for specific goals, but yours leave room for creativity and growth, except maybe for “move,” which I first thought indicated physical activity.

    If nothing else, I’m glad you and Mrs Fate escaped Covid exposure just in time and were isolated enough to protect her, despite the isolating conditions. At least you had the space and time to create. I’m jealous! As for travel, I think 2020 forced me to think differently about travel and where I want to focus.

    I’ll be curious to see if 2021 turns out even better for you. I hope so!

    • Mr. Fate

      Hey Katie and thanks for the response. Yeah, after the rotten 2019 I just wanted some very broad goals. Get out of Dodge, see a sight or two, write a song, help someone out. It’s antithetical to my usual approach, but worked out great. Glad they struck a chord with you.

      Yeah, it wasn’t until the recent CA Covid surge that I really reflected on how lucky we got with the timing of our departure.

      With respect to travel, I am glad that I did do a bunch of local travel/exploring and now wish I’d done more. Oh well. My big “travel goal” this year is to drive to the Big Smoke and sit down to enjoy some sushi and sake at the top rated joint. Finger’s crossed!

  4. Q-FI

    You know, limited to my very small list of bloggers I pay attention to, I haven’t come across A FIRE blogger that has had a bad year yet. Interesting but thankful so far with that.

    Dude, that’s a trip when you moved. I totally forgot you did that long road move right before the pandemic hit. Your timing to get out of LA was uncanny.

    I really like your goals and how you grouped them: Move, Create, Relax, Adventure & Serve. Simple and very effective. That really resonated with me.

    Best writing, love this: ” Isolation is, indeed, the poison you cannot taste.” Epic bud.

    You read my year end, so you know the deal. House buying and fostering are still mantra.

    • Mr. Fate

      Yep, I’ve also not seen a FIRE blogger post a bad year either. What is interesting to me is how little financial performance dictates the quality of my year. 2019 was my worst year ever and 2020 was the best despite record amounts of wealth gained in each. That’s likely an article on its own.

      Getting out of So. Cal. When we did was nothing other than sheer, dumb luck and I am grateful for that.

      Yeah, coming off 2019 I shit-canned hyper-specific goals and went with broad ones – glad I did. We’ll see how they play out this year.

      Wishing you well on the house hunt and foster process this year. I know it will work out great and looking forward to reading about it!

  5. Dave @ Accidental FIRE

    Like you I had a great 2020 despite the pandemic. Not the best, but pretty darn good. You saw my business update, and I kept my fitness goals, and de-stressed even more from my part time job due to WFH. But let’s make ’21 even better!

    • Mr. Fate

      Hey Dave. Yep your business killed it in 2020! Here’s to an awesome 2021 with good adventures, plenty of exercise and more smiles than last year!

  6. Noel

    Well done Mr Fate. What luck to have escaped SoCal in time for the wide open country. Sounds like your doing it right. Yea I’m planning for some upcoming trips too. Sometimes the planning can be just as fun as he actually trip. Those places you’re looking at sounds like fun. I hope you get to write that book!

    • Mr. Fate

      Thanks for stopping by Noel! Hope your 2021 is off to a great start. Yeah, sometime I think planning is almost as fun as the adventuring. I enjoy learning the history/culture/sights/etc. before heath out which always gets me fired up! Hope your adventure this year are awesome!

  7. steveark

    It was a great year for us, notwithstanding recognizing how many suffered loss. Our net worth soared and we were able to pursue our favorite hobbies of running, tennis, fishing, hiking, bushwhacking and even traveling on thousands of miles of road trips. Our kind of recreation takes us to deserted or naturally socially distanced locations so only one overseas trip was impacted. Our portfolio did great like because the market did great.

    • Mr. Fate

      Hey Steve. Happy New Year and thanks for the comment. Nice to know you also had a great year as well as getting out and about and enjoying life. Here’s to more killer adventures in 2021!

  8. freddy smidlap

    well done, sir. i hope you get to write that book at some point. that whole moving homes sounds daunting and i don’t look forward to it if we ever pull up stakes. we are the owners of 50 tons of crap and mrs. smidlap is sentimental about much of it. we had a good year and i’ll take that. my bad years seemed to have happened when the rest of the world was sailing along whistling dixie. i do miss my friends in new orleans but if we don’t get down there this year it won’t ruin our lives. i’ve decided my big life goal every year is to stay married. i have someone at home who treats me well and that feels like winning the whole game of life.

    cheers to another good one!

    • Mr. Fate

      Happy 2021 Freddy and thanks for the comment. I’ll have an update on the book sometime in Feb, hopefully. Yeah, it was a great year amid everything else. I need to put NOLA on my list. It’s been a bit since we were there and we didn’t sample nearly enough the culinary glory.

      I love the staying married goal – a great one to be sure! In the meantime, enjoy those Gun Club tunes!

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